Commercial Auto Insurance

• Bodily Injury Liability – for injuries the policyholder causes to someone else. 
• Property Damage Liability – for damage the policyholder causes to someone else’s property. 
• Medical Payments – for treatment of injuries to the driver and passengers of the policyholder’s car. 
• Uninsured Motorist and Underinsured Motorist – for costs resulting from an accident involving a hit-and-run driver, a driver who does not have insurance, or does not have enough insurance to provide coverage for you or your passengers in the event the other person is at fault and you or your passengers sustain bodily injury. 
• Comprehensive – for damage to the policyholder’s car not involved in a collision with another car (including damage from fire, explosions, earthquakes, floods, and riots, theft). 
• Collision – for damage to the policyholder’s car from a collision.

Most states, if not all, require that every motor vehicle operated on roadways be covered by one of the statutory forms of financial responsibility, or more commonly called commercial auto insurance or personal auto insurance, through a company that is authorized to do business in that State. This requirement also includes golf carts, motorcycles and mopeds.

Additional recommended coverage in Commercial Auto Insurance policies include the following.

• Hired Auto Liability – covers bodily injury to others if the insured causes an accident while they are driving a leased, hired, rented or borrowed vehicle for business use. 
• Non-Owned Auto Liability – covers bodily injury to others caused by a vehicle not owned by the insured but driven by an insured employee while on company business. 
• Drive Other Car Coverage – covers the business owner or employee if they drive a company car and DO NOT carry a personal auto policy.

Insurance Headquarters has the specialized knowledge needed for recommending the best commercial auto insurance or personal auto insurance. With more than 65 years of experience and access to products from over 50 insurance companies and specialty programs, trust Insurance Headquarters for all your auto insurance!

Make Insurance Headquarters your go-to business insurance broker. Click here to get a quote today or call us at (239) 800-9600 and find out why so many people switch to Insurance Headquarters!