Business Insurance

Protect Your Business and Families with Insurance

Business Insurance

Business Insurance Customized for Your Business

Business Insurance from locally owned and operated Insurance Headquarters gets you not just a policy to cover your business, but a trusted advisor on your professional team. Insurance Headquarters understands not only your business insurance needs but we’re well versed in the insurance marketplace and the challenges facing every business owner and executive.

Partner with us for your business insurance needs on everything from property and liability insurance, and commercial auto insurance, to worker’s compensation insurance. We have access to over 50 insurance companies to save you time and money. The wide range of choices we provide ensures that you have the best business insurance solution fit designed with your specific requirements in mind.

The following table shows some of the different types of business insurance products and coverage we can discuss with you. We help you navigate all your choices with the interest of protecting your business, your assets, and your life!

Policy Types

AFLAC
Dental
Accident Indemnity
Advantage
Short-Term Disability
Cancer Care
Critical Care & Recovery
Hospital Advantage
(Confinement Indemnity)

Business Owners Policy
Property
General Liability
Cyber Liability
Data Breach
Business Auto
Workers Compensation
Professional Liability
Umbrella/Excess
Directors & Officers
CrimeBonds

Health Insurance
Homeowners
Garage Liability
Garage Keepers
Inland Marine
Transportation Policy
Umbrella
Liquor Legal Liability
Tools & Equipment
Pollution
Earthquake
Copy Write and Patent Infringement
Errors & Omission
Life Insurance
Disability
Personal Auto
Bonds
Flood
Long Term Care

Business Insurance Considerations *

Personal & Advertising Injury
Hired & Non-Owned Auto Liability
Employee Dishonesty
Broad Form Products
Property Enhancement Endorsements
General Liability Enhancement Endorsements
Garage Keepers Direct Primary vs. Legal Liability
Garage Insurance: Drive Away Collision Coverage
Blanket Additional Insureds
Primary & Non-Contributory
Waiver of Subrogation
Medical Payments
Unintentional Failure to Disclose
Notice & Knowledge of Occurrence
Employers Liability Limits of $1,000,000

General Liability Limits of $2,000,000 per occurrence; $4,000,000 annual aggregate
Ordinance & Law Coverage
Demolition Coverage
Tenants Improvements & Betterments
Business Income and Extra Expense
Ordinary Payroll Coverage
Agreed Amount vs. Coinsurance
Replacement Cost vs. Actual Cash Value
Care, Custody & Control Coverage/Exclusion
Bailee’s Coverage
All States Coverage for Workers Compensation
Annual Audit vs. No Annual Audit
Claims Made Policy vs. Occurrence Policy
Admitted Insurance Company vs. Non-Admitted Insurance Company

*What Your Premium is Based On (EX., sales, # of employees, square footage, payroll, etc.)

With a combined 65+ years of experience, we bring the expertise to insure small to large businesses regardless if your business is local, national or international. We understand that money doesn’t grow on trees and you work hard for your money. Our goal is to help you keep it especially when you need us most, when a claim occurs. We are passionate about helping our customers protect their business.

Make Insurance Headquarters your go-to business insurance brokers. Click here to get a quote today or call us at (239) 800-9600 and find out why so many people switch to Insurance Headquarters!

Business Insurance